Quicken
Quicken Loans Refinance — Mortgage Banker Rick Harvie
Quicken loans client Julie from Washington, discusses in this video review how Quicken Loans and her banker Rick Harvie helped her refinance her home. Julie was amazed at how great the process was and how quickly it went. She recommends Quicken Loans and Rick Harvie to anyone looking for to refinance or purchase a home!
Duration : 0:1:41
Quicken Loans Refinance — Jesse Kernc Mortgage Banker
Quicken Loans client John from California, discusses in this video review how Quicken loans helped him and his family refinance. Jesse Kernc, John’s mortgage banker, did an outstanding job. He made sure John was always aware of what was going on in his loan process and answered any questions John had along the way. John received a great rate from Quicken Loans; in fact the best he could find at the time. John loved handling his process online and would recommend Quicken Loans to anyone looking for a mortgage or refinance.
Duration : 0:2:56
Quicken Loans Refinance — Jesse Kernc Mortgage Banker
Quicken Loans client Audrey from Massachusetts, discusses in this video review how Quicken Loans helped her refinance. Audrey has worked twice with Quicken Loans and her mortgage banker, Jesse Kernc. With the help from Jesse Kernc, Audrey was able to switch to a 15 Year Fixed Rate and go down an entire point. Jesse made the whole process easy and made sure he was accessible at all times. Audrey loved having the closing take place at her home. She recommends Quicken loans and Jesse Kernc to all her friends and family.
Duration : 0:3:3
Quicken Loans First-Time Home Buyer — John Moga Mortgage Banker/ Darin Henning In House Realty
Quicken Loans clients Chanelle and Brad from Nevada, discuss in this video review how Quicken Loans and John Moga helped them purchase their first home. Chanelle and Brad contacted Quicken loans banker, John Moga, and after starting their mortgage process began house hunting. John Moga was able to direct them to In House Realty consultant, Darin Henning. Darin helped them with all their realty needs, including finding them a realtor. Chanelle and Brad were impressed with how great everyone was to work with and the customer service they received. They were able to purchase a home they love with a great interest rate. Chanelle and Brad would definitely use Quicken Loans again and would recommend Quicken Loans and In House Realty to anyone looking for a mortgage or is interested in purchasing a home.
Duration : 0:4:7
Quicken Loans Refinance — Mortgage Banker Tyson Royston
Quicken Loans client Gary from Arizona, discusses in this video review how Quicken Loans and Tyson Royston helped him refinance his home saving him $140 per month in doing so. At first Gary was put in contact with Quicken Loans and several other companies. Almost immediately Gary realized that Quicken Loans was the best company for his refinance. Tyson, Gary’s mortgage banker, was professional and helpful along the mortgage process. The whole process was painless and easy. Gary recommends Quicken loans and Tyson Royston to anyone looking for a mortgage or refinance.
Duration : 0:3:20
Quicken Loans Refinance – Jesse Kernc Mortgage Banker
Quicken Loans client Dayna from Utah, discusses in this video review how Quicken Loans helped her to refinance her home. Dayna and her husband, first tried to refinance their home with a major bank in Salt Lake City, but after being run around throughout their process with them, Dayna and her husband decided to switch lenders. Quicken Loans was referred to them through a friend. Jesse Kernc, their mortgage banker, was able to make their process quick and easy. They were able to close their loan in only a couple of weeks. Closing took place at their home and because their refinance was so simple, Dayna and her husband decided to refinance their investment property as well with Quicken Loans and Jesse Kernc. Quicken Loans is the only way they would do a loan ever again. They recommend Quicken loans and Jesse Kernc to anyone looking for a mortgage or refinance.
Duration : 0:4:1
Quicken Loans Refinance/ Purchase – Joe Kustra Mortgage Banker
Quicken loans client, Louis from California discusses in this video testimonial how Quicken Loans helped him purchase his new home and refinance another. Louis has used Quicken Loans multiple times for refinancing and purchase. He was able to use the money he saved from refinance, with the help of his mortgage banker Joe Kustra, to not only purchase his new home but to update the windows and garage as well. Louis looks forward to working with Quicken Loans and Joe in the future for any refinance and purchase needs.
Duration : 0:2:47
Quicken Loans Deposit Explained
Part of the Quicken Loans process includes accepting a good-faith deposit from all of our clients. Watch and learn more about our deposit from the Vice President of Mortgage Banking at Quicken Loans, Chad Weinbaum.
Deposit amounts range from $400 – $750, and the actual amount will be indicated on your Interest Rate Disclosure & Deposit Agreement. Your deposit acts as a commitment for us to do business together.
Your deposit will go toward the costs we pay to outside companies (on your behalf) while processing your loan. But don’t worry; we’ll manage all of that for you and get you to the closing table as soon as possible. The deposit allows us to give you one of the fastest, most streamlined loan processes available today.
Your deposit allows us to:
* Pull your credit report – To determine which mortgage programs and rates you might qualify for, we’ll pull a credit report.
* Order a home appraisal – We need to know what your home is worth, so we hire an independent appraiser to give us an unbiased opinion of your homes value. Keep in mind, as your lender we have no influence over the outcome of your appraisal. If you aren’t familiar with real estate appraisals, check out our Real Estate Appraisal Video Series on YouTube.
* Lock your interest rate – You’ll work closely with your Home Loan Expert on pinpointing the best time to lock your interest rate.
* Process your loan – Processing includes reviewing and underwriting all documentation through Rocket – our state-of-the-art automated loan underwriting system, contacting current loan servicers, insurance companies, and title companies, and covering other potential costs we may pay to outside companies.
We pledge to take care of your money responsibly. Your deposit may or may not be refundable, depending on the status of your loan. Here are the three deposit scenarios:
* When you close your loan with us, your deposit is fully credited to your closing costs. For example, if your closing costs total $2,000 and you gave us a $500 deposit, you’ll only owe the remaining $1,500 at closing. This will be reflected on your closing statement.
* If your mortgage application is denied for any reason, we’ll refund your deposit minus any outside costs we’ve incurred up to that point. For example, if you gave us a $500 deposit and we spent $300 on an appraisal and $10 on a credit report, you’ll be refunded the difference of $190. You’ll receive a copy of your credit report and appraisal, assuming both have been completed.
* If you review, agree to, and sign your loan application package, and later decide not to go forward with the loan, your application is considered withdrawn and we will retain your deposit. You’ll receive a copy of your credit report and appraisal, assuming both have been completed.
Read more about the Quicken loans Deposit at https://www.quickenloans.com/about/quicken-loans-deposit
Duration : 0:3:33
Quicken Loans Refinance Edwin Goodwin Client Care Specialist
Quicken Loans client Leah from South Carolina, discusses in this video testimonial how Quicken loans helped her refinance her home. Leah was interested in getting a refinance to lower her interest rate and help pay off some debt. Client Care Specialists Edwin Goodwin and Jason Graff, helped Leah work through the entire refinance process. Quicken Loans used a local appraiser and even held the closing right in Leahs house, so that she didnt have to worry about driving anywhere. Leah recommends Quicken Loans and Edwin Goodwin to anyone looking to receive a mortgage or refinance.
Duration : 0:4:54
Quicken Loans Refinance – Amy Fernandez Mortgage Banker
Quicken Loans client Melissa from Michigan, discusses in this video testimonial how Quicken Loans helped her with refinancing her home. Melissas banker Amy Fernandez helped her to with her home loan not only once but three times. The first time Amy worked with Melissa was to help her with the purchasing of her home. The second and third time Amy helped her to refinance her home. Amy made each process easy by walking Melissa through step by step. Melissa recommends Quicken loans and Amy Fernandez to anyone looking to receive a mortgage or refinance.
Duration : 0:2:8
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