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Quicken Loans Home Buying – Dana Staniec Mortgage Banker

admin — Sat, 12 Feb 2011 02:58:14 +0000

In this video, Quicken Loans clients, Rick and Deanne from Texas, talk about their home buying experience with Quicken Loans. Dana Staniec, their mortgage was very responsive and helped make this a very easy process buying a house. The Tate’s would recommend Quicken loans to anyone.

Duration : 0:1:18

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The Importance of Credit When Applying for a Mortgage – Austin Niemiec Quicken Loans

admin — Thu, 27 Jan 2011 12:34:32 +0000

Hi my name is Austin Niemiec, I’m a Senior Mortgage Banker at Quicken Loans and I’m here today to talk about the importance of credit and the effects it has on applying for a mortgage.

So to begin, credit simply can be defined as a tool or a measure that companies like ourselves use to determine how likely you are to pay back a loan on time. There’s a lot of different factors that go into your credit and your credit profile.

Some of the main ones are the amount of credit card debt you have, how consistent you are on your payments in your mortgage, auto loans, student loans and there’s also a section for public record, such as bankruptcies, foreclosures, charge-off judgments that can have a derogatory effect on your credit score.

What is a good credit score?

In today’s lending environment, anything over a 740 is considered excellent or platinum. The average American has a credit score of around 680 and we can even lend as low as 580 in some cases.

Why is credit important when applying for a home loan?

It’s very, very important that your mortgage expert has an accurate, up-to-date credit profile when quoting you a mortgage rate. It’s going to affect the exact program, it’s going to affect the exact interest rate, it will also affect positive and negative pricing adjustments on your loan. So, to get an accurate quote, you need to have an up-to-date credit profile.

As a consumer, it’s very important that you know what’s going on in your credit world. There may be some small collections that you may not be aware of that pull your score down dramatically. There’s a very good website you can visit, and it’s free of charge, is Quizzle.com. It will give you a free peek at your credit report, it will also give you some advice and recommendations of how to get up to that top level or that top tier.

Any other questions can be directed to your mortgage expert, they’d be happy to elaborate further. Thank you.

Duration : 0:2:25

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Quicken Loans Home Buying – Jesse Kernc Mortgage Banker

admin — Wed, 05 Jan 2011 08:38:44 +0000

Quicken Loans client from Texas discusses how Quicken loans helped her family purchase their second home. When their original bank couldn’t deliver the promised rate, they contacted Quicken Loans Mortgage Banker, Jesse Kernc. She liked how Jesse was always available to answer any questions and how easy it was to complete the application and all other paperwork online at their convenience. Everything went smoothly and they got a fantastic rate. They were extremely pleased with Quicken Loans.

Duration : 0:4:4

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Quicken Loans Refinance — Frank Salinger Mortgage Banker

admin — Sat, 04 Dec 2010 21:27:50 +0000

Quicken Loans clients Peggy and David have refinanced their home several times with Quicken loans. They love the fact that the closing takes place in their home. Frank Salinger, their mortgage banker, promptly answered any question they had about their mortgage process. Peggy and David are life time customers of Quicken Loans and recommend them to anyone looking to refinance or purchase a home.

Duration : 0:2:18

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Quicken Loans Mortgage Insiders — Ian Russell Mortgage Banker

admin — Sat, 20 Nov 2010 05:07:38 +0000

Holly and Mike from New York, discuss in this video review how Quicken Loans and Ian Russell helped them refinance their home.

My QL made understanding where they were at in the process very easy. It told them what documents they needed to turn in and what they had already sent in so far. They loved the fact that they could e-sign their documents, which made it simple and quick. “It was like home loans for dummies.”

There were no surprises. Holly and Mike previously had a 10.5% rate and were able to lock into a 5% rate with their refinance through Quicken Loans.

Ian Russell, their mortgage banker, helped them every step of the way.

Closing was done in the comfort of their home and took place at a time that was convenient for them. Holly and Mike recommend Quicken Loans and Ian Russell to anyone looking to refinance their home.

Duration : 0:2:55

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Quicken Loans First Time Home Buyer — Doug Blodick Mortgage Banker

admin — Fri, 12 Nov 2010 15:01:08 +0000

Quicken Loans client Anthony from South Carolina, discusses in this video review how Quicken Loans and Doug Blodick helped him purchase his first home.

Anthony was contacted by Quicken loans through a mutual acquaintance. Doug Blodick, Anthony’s Mortgage Banker, was there to help him in any way possible throughout the loan process. He answered any questions and made sure to keep Anthony informed along the way. The whole process was made easy with e-signature and sending documents online.

Anthony recommends Quicken Loans to anyone looking to purchase their first home or refinance.

Duration : 0:3:23

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Quicken Loans First Time Home Buyer — Doug Blodick Mortgage Banker

admin — Fri, 05 Nov 2010 14:31:37 +0000

Quicken Loans client Anthony from South Carolina, discusses in this video review how Quicken Loans and Doug Blodick helped him purchase his first home.

Anthony recommends Quicken Loans to anyone looking to purchase their first home or refinance.

Duration : 0:3:23

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Quicken Loans Home Buying — In House Realty Consultant Bryan Kunka

admin — Fri, 15 Oct 2010 18:11:11 +0000

Quicken Loans and In House Realty client the Blowers family from Florida, discuss their home buying process. The Blowers were surprised at how easy and smooth their home buying process was. They recommend Quicken loans to anyone looking to purchase a new home!

Duration : 0:1:19

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Quicken Loans Refinance — Greg Lundgren Mortgage Banker

admin — Fri, 15 Oct 2010 18:10:27 +0000

Quicken loans client Sharon from Georgia, discusses her refinance process in this video review. Sharon contacted Quicken Loans to get her home refinanced but soon after her home was hit by a tornado. Greg Lundgren, her mortgage banker, worked with her through the time it took to get her home repairs done till closing! Greg made sure the process was as easy as it could be and kept Sharon informed throughout the entire process. Sharon recommends Quicken Loans and Greg Lundgren to everyone looking to refinance their home!

Duration : 0:3:54

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Quicken Loans Refinance — Mortgage Banker Rick Harvie

admin — Thu, 09 Sep 2010 15:15:47 +0000

Quicken loans client Julie from Washington, discusses in this video review how Quicken Loans and her banker Rick Harvie helped her refinance her home. Julie was amazed at how great the process was and how quickly it went. She recommends Quicken Loans and Rick Harvie to anyone looking for to refinance or purchase a home!

Duration : 0:1:41

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