law
Freedom Fighters Take on Health Care & the Debt Ceiling
The Judges Freedom Fighters tackle issues of constitutionality when it comes to forced health care and government spending.
Duration : 0:7:33
You Are Rich – Money Beyond Belief – EFT with Brad Yates
Okay… so I finally did a video on financial abundance…!
You are rich… you are a multi-billionaire… it just may be that most of it is in circulation at present…
Obviously, there’s only just so much I can fit into a YouTube video, but I’m confident that this will prove an effective affirmation video for shifting your mindset from lack to prosperity. For more intensive work on clearing money blocks, please check out the program I did with Dr. Joe Vitale of “The Secret”: http://www.MoneyBeyondBelief.com
If you’d like to get instant access to well over 100 hours of Life-Enhancing, Laughter-Inducing, Fear-Smashing, Abundance-Attracting, Joy-Inspiring audio for only $1, including lots more material on clearing blocks to money as well as limiting beliefs about sales, go here:
http://www.MagnificentTappers.com
So… about this idea of talking about money being overly materialistic…
I only bring this up because it was one of the complaints many people made about “The Secret.” If you find yourself concerned that talking about money or wanting it seems somehow wrong, that may well mean you’ve got some limiting beliefs that are blocking your ability to allow abundance.
Everything is energy… money is made up of the same energy as any of the other things you enjoy in abundance… such as leaves on trees, or oxygen. Abundance is here to be enjoyed. And, enjoyed without guilt. Remember, you can’t be poor enough to end anyone else’s suffering.
Now, it is true that sometimes people put too much emphasis on money – placing the value on the money in and of itself, rather than as a symbol for abundance, and what it can be used for. I’ve heard people say they want huge amounts that they can’t even relate to, nor figure out how to spend. Focus on what you really want – it is much easier to connect to the positive feeling.
However, that being said, focusing on money while tapping is a very effective way to address the underlying issues that block abundance. That’s why I like using it.
Earl Nightingale said, “Most people say they want more money than they really do, and settle for less than they can have.”
I love the line, “Work like you don’t need the money,” as opposed to working just to make a certain amount of money. Find what you love, provide as much service as you can, and financial abundance shows up as a by-product.
Of course, you need to allow it. Clear the beliefs about it being wrong. It is okay to have money. And there isn’t really an amount that is too much…except when you make the money more important than your sense of well-being. You know when you are compromising your values… and the money will never be worth it. Love yourself more than the money, and you’ll have plenty of money, and a greater ability to really enjoy it and do good with it.
The outside world is a reflection of what is going on inside. This is true of your bank account as well.
When you remember your true magnificence, you naturally feel your connection to abundance, and joyfully and gratefully allow it to flow in your life.
Can you see where acknowledging your connection to abundance and encouraging others to do the same can be really good for the world…?
So… on who’s life will you have a positive impact today…?
Thank you.
Be Magnificent!
Brad
http://www.bradyates.net
Live in or near the U.K.? Catch me Live in London May 19th, 2009
http://www.bradyates.net/London2009.htm
I also hope you’ll consider letting folks know about my videos… I’m trying to be of benefit to as many people as posible, and greatly appreciate your help in sharing these resources. http://www.youtube.com/eftwizard
If you want even more great stuff for free, check out my monthly newsletter: http://www.listcast.com/x?oid=1006398x
Duration : 0:7:1
Pottow Says Retirees Blame Credit Cards for Bankruptcies
Oct. 29 (Bloomberg) — John Pottow, a professor at the Univesrity of Michigan Law School, talks about a study showing bankruptcies among U.S. retirees increased.
Pottow speaks with Mark Crumpton on Bloomberg Television’s “Bottom Line.” (Source: Bloomberg)
Duration : 0:5:33
Loan Modification, Home Loan Modification, Mortgage Loan Modification, Mortgage Modification
http://realestatemarketingthisweek.com/real-estate/congressman-barney-frank-is-calling-for-the-restructure-of-the-loan-servicing-business/ – Congressman Barney Frank is calling for the restructure of the loan servicing business –
Part 2 – Well, in the past we have talked a lot about loan modifications and since the first time we started talking about loan modifications the whole space has changed. Everything about loan modifications since our very first broadcast talking about it, we don’t talk about it every week, but we do talk about it allot. It has changed so much, when we started anybody who had a significant hardship, or financial hardship, or had one of these toxic mortgages, that had adjusted, would be able to qualify for a loan modification. These things have changed all of a sudden, and not all across the board. Brett you made a comment earlier that people are concerned that once these servicers do these modifications they could be subject to lawsuits right?
Yes, it is amazing how quickly things have changed over the course of the last couple of weeks, it seems this information, and this news is changing almost hour by hour, at this point one of the things that came out regarding this mortgage modification program is from Barney Frank, “Congress should act to restructure the servicing of home mortgages.” So the idea is that they are catching on to something that you and your team at velocity financial were ahead of the curve on in terms of loan modifications.
Knowing that those rules for a hardship and why you are entitled to one have definitely changed. Now it is more of a situation where in order to stop foreclosure, to stop the problems associated with this mass foreclosure market place, modifications are being talked about amongst the banks now. Barney Franks comments today, he stressed how these voluntary inducements to get these private entities to protect homeowners from the government has fallen short, and Hank Paulson has fallen short of putting their weight behind this concept.
Although I personally believe that is the next evolution of this. Loan Modifications are a critical step for people who are feeling this economic crisis, and for people who want to stay in a home, for people who need this type of assistance. The idea is you have a short window of opportunity here before something else significant changes where you may no longer be entitled to.
You heard Citigroup, you know this we talked about it, Citigroup came out and made the announcement that they were going to suspend their pursuit of foreclosures in certain areas of the country that have the highest unemployment rate, that was the caveat. We will see how big the scope of that gets, but the whole idea is for you as a mortgage owner, as a home owner with a mortgage, if you need to establish a modification to an existing loan, in order to have more favorable terms in interest, a more favorable monthly payment, a way to keep that home, you have to look at this option.
Yes, and I appreciate you saying that one of the things that Citigroup announced they were going to be doing was giving people teaser rates of 1%. Look anybody with a brain can realize that that is ludicrous. What got us into this situation in the first place was huge banks, just like that one, giving people toxic mortgages, with fake interest rates, and pick your own payment, do whatever the heck you want to. It is exactly what they are trying to do again.
Essentially what they are talking about is giving people a short window of a very low interest rate, but they are going to be back in the same situation in the future. That’s why the loan modifications that we do, that we hire on your behalf, the national network of attorney’s that we use. We go for the throat, we are not looking to get you a 1% interest rate for the next 12 months. We are looking to get you a lifelong, or for the term of the loan if possible, the very lowest interest rate available, and fix it or extend the term so you can actually sustain that payment well beyond the short term.
One thing I want to point out before we have to go to a break, if you know of anyone out there, that has a GMAC mortgage, whether it be a GMAC first mortgage or second mortgage, you have got to tune in to the second segment you are not going to believe this scam that’s out there, going against people with these loans… http://realestatemarketingthisweek.com
Duration : 0:5:49
Loan Modification and Foreclosure – Taxes on Cancellation of Debt – RealEstateMarketingThisweek.com
http://realestatemarketingthisweek.com/loan-modification/beware-of-grandiose-claims-when-dealing-with-a-loan-modification-firm/ – Beware of grandiose claims when dealing with a loan modification firm –
Part 7 – You know I am glad that were back, when we went to the break we were talking amongst ourselves about some of these concepts, I really want to bring this back down to the listeners. So they really understand what this means to them. You have three strategic partners, each of them experts in their field, sitting around these microphones in the studio talking about how these factors have an impact on the listening public, the people listening to this station right now.
Velocity Financial is an expert in all things mortgage related. It represents the largest asset many people have in terms of their home. What were talking about is, we know the economic pain that exists, you probably read that Arizona has the dubious distinction according to the Case-Schiller index of having the highest property value declines in the country. People are feeling some pressure here and for those people who want to consider what a loan modification might do for them, should call you and talk about what that represents.
Then from there, you can refer them to people like Mike Patenella to talk about the tax ramifications, Mike can speak to some of those items and I can talk about their overall financial planning. But to start with let’s talk about what the loan modification process really represents and who can benefit from.
We have talked about all the different things you can do with your home as a home owner, there is the loan modification and there’s several different types of loan modifications, there is the option of a short sale, which can have huge tax implications that people may not be aware of. There is the option of foreclosure, which is almost the last thing you want to do and there is also bankruptcy.
Loan modification is essentially for the person who is unable to make your payment, because there was a material change, and the change that I am talking about is your not making as much money. You may have lost your job. You have one of these mortgages that are toxic, where the interest rate has gone up significantly.
I would not buy the story from some guy with an ugly little yellow sign on the side of the road that says, hey I can help you and I have a 99% success rate with my loan modifications. That is essentially a guarantee and there is nobody in their right mind that would buy the guarantee. There are so many different types of mortgage servicers out there, literally thousands of mortgage companies out there and you cannot predict what any one of these mortgage companies is going to do.
Certainly not guarantee anyone any result. Were definitely going to try our best, thats why we use a national network of attorneys, 45 out of the 50 states have some kind of recourse involved with short sales and foreclosures, loan modifications. This is not something you can just figure out on your own and certainly dont buy into some story that there is somebody who can reduce your mortgage by 50%. Thats not going to happen, or that they have a 99% success rate, things are just not realistic.
You should know better and I know I am putting it bluntly, lets be honest. You should know better. It sounds too good to be true folks, it is. These no cost loans, these goofballs are selling on the radio, saying they don’t cost anything, let me say this, someones got to pay for it. Try walking to one of these big banks right now thats trying so hard right now to make up for some of their losses, so if anyone is offering you something that sounds too good to be true. It probably is, call an expert, call someone who knows what they’re doing, and our team has 16 years of loan modification experience. Our national network of attorneys are dedicated to getting loan modifications and work with almost every major lender, use a pro.
Now Mike, I wanted to throw it over to you to reiterate a few of these things to talk about the different options that people are looking at. The reality of it is that a loan modification, if it works is the absolute best.
That would appear to be the case. You dont want to file bankruptcy, which would be your last choice. Trying to say youre insolvent might be difficult when you factor in all of your assets, so the foreclosures and the short sales, I think those just destroy your credit. Am I right on that?… http://realestatemarketingthisweek.com
Duration : 0:6:21
Illegal Immigrant Denied Student Loan
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Duration : 0:5:30
Get Out Of Debt Free paperwork
Find out how to Get Out of Debt Free in this 30 minute lighthearted but powerful presentation by Jon: Witterick, offering a unique insight into dealing with debt, Lawfully, Honestly and Truthfully.
Beat the Banks and the Debt Collectors Totally Lawfully and Get Out of Debt Free…
7 Reasons why Credit Card/Loan agreements are unlawful
or why you don’t owe your bank/credit card company anything ….
1. Your Credit Card Agreement is an unlawful contract as it is ONLY signed by you- constituting a unilateral agreement. Contract Law
2. All contracts, in order to be valid, must be signed by someone able to bind the corporation in contract.
Contract Law at http://www.getoutofdebtfree.org/UK/resourcesmenu.php#Contract
3. Banks create money out of thin air- they have no money to lend you.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking
4. It is not possible to actually pay the outstanding amount as the currency is based on worthless paper and ‘electronic funds’ on computers.
Fractional Reserve Banking at http://en.wikipedia.org/wiki/Fractional-reserve_banking
5. You do not have to pay statements, only invoices.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1
6. You are not lawfully bound to pay anything which is unsigned.
Bills of Exchange Act 1882 at http://www.opsi.gov.uk/RevisedStatutes/Acts/ukpga/1882/cukpga_18820061_en_1
7. The uppercase name on the credit card is not your name, but a ‘corporate entity’.
Blacks Law Dictionary at http://www.getoutofdebtfree.org/UK/resourcesmenu.php#Capitis
———
Ens legis: “Ens Legis. L. Lat. A creature of the law; an artificial being, as contrasted with a human being. Applied to corporations, considered as deriving their existence entirely from the law.” “Blacks Law Dictionary, Fourth Edition, 1951.
——–
Capitis Diminutio
Gage Canadian Dictionary 1983 Sec. 4 defines Capitalize adj. as “To take advantage of -
To use to ones own advantage.”
Blacks Law Dictionary Revised 4th Edition 1968, provides a more comprehensive definition as follows
Capitis Diminutio In Roman law. A diminishing or abridgment of personality; a loss or curtailment of a man’s status or aggregate of legal attributes and qualifications.
——–
Capitis Diminutio Media – A lessor or medium loss of status. This occurred where a man loses his rights of citizenship, but without losing his liberty. It carried away also the family rights.
——-
Sui Juris: In civil law the phrase sui juris indicates legal competence, the capacity to manage ones own affairs (Black’s Law Dictionary, Oxford English Dictionary). Thus in Roman law the caregiver or guardian of a spendthrift (prodigus) or of a person of unsound mind (furiosus),
Duration : 0:9:46
New Year, New Credit Card Fees
As credit card companies prepare for the new year by finding ways to charge more money, financial contributor Vera Gibbons spoke to Debbye Turner Bell about part two of the federal credit card law.
Duration : 0:3:30
New Year, New Credit Card Fees
As credit card companies prepare for the new year by finding ways to charge more money, financial contributor Vera Gibbons spoke to Debbye Turner Bell about part two of the federal credit card law.
Duration : 0:3:30
I am a magnet to MONEY
*NEW 2009*
http://FreeMoneySong.com
Download your free MP3 of this powerful belief changing
money Song at the link above. Listen to it on your ipod or burn onto a CD set up as your alarm clock as your positive prosperous wake up call!
Watch this for the next 30 days straight and see for yourself what happens to you arround money … like the song I just heard said “live your life with your arms wide open” …Expect Miracles
Duration : 0:5:4
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