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http://legitcash101.blogspot.com/2011/03/cash-crate.html
http://legitcash101.blogspot.com/2011/03/cash-crate.html
Duration : 0:4:3
PBS Frontline Secret History of the Credit Card
In “Secret History of the Credit Card,” FRONTLINE® and The New York Times join forces to investigate an industry few Americans fully understand. In this one-hour report, correspondent Lowell Bergman uncovers the techniques used by the industry to earn record profits and get consumers to take on more debt.
“The almost magical convenience of plastic money is critical to our famously compulsive consumer economy,” Bergman says. “With more than 641 million credit cards in circulation and accounting for an estimated $1.5 trillion of consumer spending, the U.S. economy has clearly gone plastic.”
Millions of American families use their personal, general-purpose credit cards such as Visa, Mastercard, American Express and Discover to make ends meet; credit cards have been a discreet lifeline for families in financial straits.
But other consumers, like actor and author Ben Stein, use plastic purely for convenience. While it would appear that Stein — who says he charges a small fortune every month on his credit cards — is the ideal customer, in reality, he is what some in the industry call a “deadbeat.” That’s because he pays his balance in full every month.
The industry’s most profitable customers, the ones being sought by creative marketing tactics, are the “revolvers:” the estimated 115 million Americans who carry monthly credit card debt.
Ed Yingling, incoming president of the American Bankers Association, tells FRONTLINE that revolvers are “the sweet spot” of the banking industry. This “sweet spot” continues to grow as the average credit card debt among American households has more than doubled over the past decade. Today, the average family owes roughly $8,000 on their credit cards. This debt has helped generate record profits for the credit card industry — last year, more than $30 billion before taxes.
Some experts say the profitability of credit cards really began twenty-five years ago, when the banking industry successfully eliminated a critical restriction: the limit on the interest rate a lender can charge a borrower. Deregulation, coupled with a revolution in technology that enables the almost real-time tracking of personal financial information and the emergence of nationwide banking, has facilitated the widening availability of credit cards across the economic spectrum. But for some, the cost of credit is often far greater than it appears.
According to Harvard Law Professor Elizabeth Warren, the credit card companies are misleading consumers and making up their own rules. “These guys have figured out the best way to compete is to put a smiley face in your commercials, a low introductory rate, and hire a team of MBAs to lay traps in the fine print,” Warren tells FRONTLINE.
Warren and other critics say that a growing share of the industry’s revenues come from what they call deceptive tactics, such as “default” terms spelled out in the fine print of cardholder agreements — the terms and conditions of which can be changed at any time for any reason with 15 days’ notice.
Penalty fees and rates are sometimes triggered by just a single lapse — a payment that arrives a couple of days or even hours late, a charge that exceeds the credit line by a few dollars, or a loan from another creditor which renders the cardholder “overextended” as defined by the nation’s three all-powerful credit bureaus. This flurry of unexpected fees and rate hikes come just when consumers can least afford them.
“[Banks are] raising interest rates, adding new fees, making the due date for your payment a holiday or a Sunday on the hopes that maybe you’ll trip up and get a payment in late,” says Robert McKinley, founder and chairman of Cardweb.com and Ram Research, a payment card research firm. “It’s become a very anti-consumer marketplace.”
Banking Association spokesman Yingling defends industry practices. Because the credit card business is basically unsecured lending, he says, the risks associated with the business must be offset.
But that’s of little consolation to consumers who may be in trouble. According to the Better Business Bureau, credit card and banking companies are the subject of a record numbers of complaints. “It’s not an accident that the banking and credit card business generates more complaints nationally, across the country, than any other industry…Out of one thousand industries that we track, they are number one,” says Pat Wallace, head of the San Francisco Bay Area Better Business Bureau. “There are irritated, unhappy, dissatisfied customers in this industry.”
As Professor Warren sees it, the industry is operating without fear of penalty. “There’s no regulator, and there’s no customer who can bring this industry to heel,” Warren says.
Duration : 0:56:9
Undetectable RuneScape Money Hack Working 2011
Runescape money generating program with proof there are no viruses and its undetectable enjoy 
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Duration : 0:5:25
1. GOLD & SILVER INVESTING MOVIE! (Part 1) Mike Maloney – ‘Why Gold & Silver?’
GET THE FULL MOVIE HERE: http://goldsilver.com/why-gold-silver-the-movie/ref/1052/dc/sgpromo/
Welcome to the first episode in our 10 part series!
We have been collectively hoodwinked into believing that our paper currencies are ’as good as gold’. Nothing could be further from the truth. Originally, our paper currency was a receipt for gold or silver held on deposit. But since 1971, all world currencies have been fiat -backed by nothing of physical value. Take a $10 bill from your wallet. Do you really think that the paper is worth $10? Welcome to the Matrix…
Buy the whole video, online version only $9.95: https://whygoldandsilverdvd.com/start/youtube?affid=7&s-site=youtube&s-page=gse1
If you like the title music (the NZ Dub part) please check out the site of the most amazing Aaron Saxon – http://www.aaronsaxon.com Music for liberating your mind. Thanks for believing in me bro. Dan.
You can also keep up with our latest filming efforts on the official Facebook page for ‘Why Gold & Silver’, get the latest developments and see behind the scenes photos here: http://www.facebook.com/pages/Why-Gold-and-Silver-The-Movie/129698967041133?ref=sgm
Please click the ‘Like’ button and help us spread the hard money message on Facebook!
Duration : 0:9:16
Plants vs Zombies – Easy but small money strategy
EDIT: The idiotic comments keep coming in, like 30% of the time. I just noticed that I’m wasting them. There are some comments that I receive that are just so hilariously dumb… I figure I’ll approve some of those, just so you guys can see some of the brain-dead zombies that lurk YouTube. I’m not kidding, I laughed really hard at some of them. Although some of them are just trolls… Well, I approve trolling, as long as it’s smart. That said, try to keep your comments civil and smart, and read the description. Thanks!
—
TL;DR: If you want to comment, READ IT. If not, I guess you don’t need to.
A while after I uploaded this video, I received several comments that showed nothing but pure stupidity. As such, I had blocked the comments. I didn’t want to do that, but I was forced to. Now, I decided to give another chance. Please be polite, on-topic, and most of all, think before you comment. Thank you. I will not hesitate to block users who are minimally distracted when they comment.
This is a brief video that gives you a simple, yet weak strategy to gain some quick cash in Plants vs Zombies. There are other strategies that require further planing, timing and resources. Mine is a simpler strategy, but doesn’t give you as much money. So please, don’t comment on the fact that it’s a weak strategy. If you came here to search for a stronger, yet harder tutorial, check out the video responses.
Note that the Gold Magnet doesn’t need the Coffee Bean (I use the Coffee Bean to wake up the Doom-Shroom, which is optional). I received several comments complaining about this, so please don’t do that unless you want to get blocked.
Another thing: This is a special mode that gives you 5000 sun at the start. It’s the Last Stand mode, and it’s unlocked after you played a certain number of mini-games. Please don’t ask about this, unless it’s not answered here.
Plants vs Zombies is a fun Tower Defense game in which you choose what plants to plant (in cost of a little sun) to fight off the hordes of zombies that are trying to eat your brainz…!
After completing the game, you notice that there is still a lot of stuff to buy that cost A LOT of money. Well, this is what this video is for: to help you get some more money. You may think that this ruins the fun of having to earn money the normal way, but hey, if you want to take forever to get 500 $, do so. I follow this strategy. Besides, it’s a BIT tedious, so it balances itself out.
To do this, you first need 2 things:
-”Last Stand” mode unlocked.
-Gold Magnet seed bought.
Duration : 0:2:47
Market sell off, bogus GDP, Japan downgrade, credit cards
Schiff Report video blog Jan 28th 2011
http://www.schiffradio.com/
Duration : 0:9:56
Peter Schiff – Beware of the Upcoming Credit Card Crisis
For the latest Peter Schiff commentary, click here – http://PeterSchiffBlog.com
The same problems with the sub-prime mortgage market also afflict the credit card market. Americans have been able to acquire credit cards and huge amounts of credit with relatively lax lending standards. Why have credit card companies been so eager to dole out credit like this? Because they can repackage the debt and sell it to wall street.
We hear all the time that 2/3 of the American economy is based on consumer spending, but Peter Schiff knows that this is nonsense and unsustainable. Production must always precede consumption.
Many people rely on their credit cards for emergencies. Peter Schiff says that this is a terrible idea. They need to be saving money in case of emergencies, no keeping a credit card handy. Americans should save their money and stop going into debt. In the future, they may find it extremely difficult to get approved in the future.
Duration : 0:3:21
Dollar rally, sovereign debt, black Friday, Schiff Radio.com
Schiff Report Video Blog Nov. 26th 2010 Listen to “The Peter Schiff Show” for free live at 6PM Eastern or for 24 hours on demand at www.SchiffRadio.com.
Duration : 0:9:55
Credit cards,Debit cards & Passports are no longer safe from E-Pickpocketing but physical silver is
silver bullion coins gold economy “usa economy” politics webbots “web bots” economy finance 2012 UFO’s economics “bob Chapman” “mike maloney” “ted butler” “david morgan” CFR FDR “fed rez” BP oil
mirrored from http://www.youtube.com/user/MikeHansonArchives
Duration : 0:4:26
How To Make Money From Home For Free
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Work From Home Business – Online Business – Make Money Online – FREE Trial – $600 Week Proof
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Duration : 0:5:18
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