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Mortgage Divorce Decree – Steve Chandler Quicken Loans

admin — Thu, 20 Jan 2011 03:27:05 +0000

Hi, my name is Steve Chandler. I’m with Quicken Loans and I’d like to take a few minutes of your time today to explain the reasons why we might be requesting your divorce decree as one of the required documents in order to close on your loan. Here it is basically, in a nut shell — we certainly understand that there’s a lot of sensitive information contained in a divorce decree and we’re certainly not asking for it just to spy on your or look into your personal business, but there’s really some important information in there that helps us to better understand the entire profile of the loan.

One of the main things (and really there’s two components of this) is that first of all, often times in a divorce there’s a marital home that was involved in the divorce. When the ex-spouse leaves that home they’re usually entitled to a certain amount of equity in the home (moneys owed to them). And what we do if that’s the case is we basically need to review the divorce decree so we can take a look and find out how much is owed. If we can’t see it directly we usually send out a document for the ex-spouse to sign and also agree to what the payoff might be.

The other reason is that there could be alimony or child support payments that you could be responsible for. We need to know that. It’s just basically so that we have a complete picture of your loan and complete picture of how much money you have going out in terms of liabilities.

So those are the two main reasons why we need your divorce decree. In the event you are asked for that document, understand that we’re doing it for your best interest. Thank you very much. I’m Steve Chandler, this is Quicken loans — have a great day!

Duration : 0:2:18

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Quicken Loans Refinance Lousiana – John Moga Mortgage Banker

admin — Wed, 12 Jan 2011 23:51:03 +0000

Quicken loans client John, from Lousiana, discusses how his banker, John Moga, helped him through a sudden divorce. John’s banker called him after every court date to check in and he updated him about custody agreements and property settlements. After the property settlement papers were signed, John called his banker and he was approved for the loan fifteen minutes later. From communicating with the client care specialist to setting up dates for closing, John’s expererience with Quicken was the most pleasant and easy he’s ever dealt with at the commercial level.

Duration : 0:3:27

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Trouble in Fall 2009? College Graduates can’t find Jobs; States Raising Taxes; Marriage Decline

admin — Tue, 20 Jul 2010 15:22:51 +0000

Japans Prime Minister announced a 15.4 Trillion Yen Economic Stimulus Package
•$154 billion

http://www.bloomberg.com/apps/news?pid=20601087&sid=aP7_fW3Kogpc&refer=home

More States Look to Raise Taxes
•Tax revenue is plummeting nationwide and states are responding with even more taxes

http://online.wsj.com/article/SB123923448796803135.html

http://economix.blogs.nytimes.com/2009/03/06/putting-a-months-job-losses-in-perspective/

US FED: FOMC Downgraded its GDP Projection For 2009, 2010
•Federal Open Market Committees new forecast is
•GDP between -1.3% and -0.5% in 2009 (my prediction
•2.5% and 3.3% in 2010
•also downgraded their projections for the unemployment forecast by saying it would increase sharply in the first half and flatten out in the second half

http://www.forbes.com/feeds/afx/2009/04/08/afx6271000.html

Obama to Push Immigration Bill Despite the Risks
•Obama will make a push to reform immigration
•Start talking about creating a pathway for illegal immigrations to become citizens.
•Although there will not a major push for immigration reform until the economic crisis is resolved

http://www.nytimes.com/2009/04/09/us/politics/09immig.html?_r=1&hp

Laid-off U.S. workers finding new jobs, less pay
•Half of U.S. workers laid off in the past year who were questioned in a survey reported finding new jobs, but often with less pay and in a different field.

http://uk.reuters.com/article/burningIssues/idUKTRE5378NV20090408

Poll: Fewer Americans support stricter gun control laws
•according to Gallup polling, 54 percent favored stricter laws in 2001
•50 percent in 2007
•Now, a recent CNN/Opinion Research Corporation poll reveals a sudden drop — only 39 percent of Americans now favor stricter gun laws
•*That number is going to get lower.
•*its no longer a liberal/conservative issue
•Thats why you have liberal Democrats like vention4wh are armed and people like myself who previously had no exposure to guns are buying guns.

http://www.cnn.com/2009/POLITICS/04/08/gun.control.poll/index.html

Out-of-wedlock births hit record high
*let me just say this, marriage as an institute is coming to an end
http://www.cnn.com/2009/LIVING/wayoflife/04/08/out.of.wedlock.births/index.html

Duration : 0:9:20

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