american
Square Up Slim Reader Review Credit Card Processing for iPhone and mobile devices
I got the new “Slim” Credit card reader from square. It works much better with the iPhone 4 than the “Original” square reader. I am happy that I am finally able to use square efficiently almost 8 months after it was originally announced for the iPhone.
Squareup.com
Square allows you to accept credit cards with out a merchant account, at reasonable fees. 2.75% + $0.15 per swipe. The card reader itself is free.
Duration : 0:4:9
Greek Lawmakers Pass Spending Cuts Required for Loans
This is the VOA Special English Economics Report, from http://voaspecialenglish.com | http://facebook.com/voalearningenglish
Greece’s debt crisis has shaken investors in the United States and worldwide. They worry that it could spread far beyond Greece. On May sixth, a day after huge protests in Athens, the Greek parliament approved a series of spending cuts. Greece has to cut thirty billion dollars as part of a bailout deal with the European Union and the International Monetary Fund. The deal is for one hundred forty-five billion dollars in loans.The cuts include wage freezes and reductions in retirement pay for government workers. Critics say the austerity plan will hurt the poor especially. But Greek labor costs are high even for Europe. And Greece’s public debt is equal to at least one hundred fifteen percent of its economy. The cuts may be the only hope to avoid declaring bankruptcy.Sebastien Galy is senior currency strategist for the French bank BNP Paribas. He says other European countries delayed rescuing Greece because it was politically unpopular. Now they are paying for it.European countries promised to make eighty billion euros in loans available over the next three years. The International Monetary Fund promised thirty billion. The quality of Greek government debt is now rated at “junk” levels. The high risk has investors demanding higher interest rates, and not only on Greek debt. Portugal and Spain have also had their credit ratings reduced. Both borrowed from credit markets. And both had to pay far higher rates than Germany, the safest investment in the euro area.The euro is eleven years old and used as the currency of sixteen countries. But less trust in the euro has reduced its value to the lowest levels in over a year. Sebastien Galy says growth expectations for the euro area have dropped. This has affected producers of raw materials such as Australia, Brazil and Canada. But he says the falling euro should help ease the crisis. He expects the exchange rate against the dollar to reach one-to-one within a year. That would be good news for European countries with heavy debt loads. He said: “The lower the euro is, the more competitive these economies become and, therefore, the more the fiscal concerns are going to be reduced.”While the euro has fallen, the dollar has gained value. Investors fleeing risk have bought dollars and American debt.And that’s the VOA Special English Economics Report.
(Adapted from a radio program broadcast 07May 2010)
Duration : 0:3:59
Pataki Says Both Parties Should Commit To Lowering Debt
Former New York Gov. George Pataki promised to be a watchdog on government spending as he visited New Hampshire on Tuesday.
Duration : 0:1:52
Jack Bogle on Risks From U.S. Government Debt
Vanguard Founder Jack Bogle on why investors should be cautious because America is facing a real crisis due to the government’s debt.
Duration : 0:3:23
How Big is the U.S. Debt?
Economics professor Antony Davies illustrates the size the U.S. federal government’s debt and unfunded obligations. He breaks down the total U.S. debt and obligations into parts and compares them with the size of the GDP of countries around the world, showing the magnitude of America’s fiscal situation.
Want to give that graph a closer look? Prof. Davies has made it available on his website here:
http://www.antolin-davies.com/conventionalwisdom/governmentdebt.pdf
Duration : 0:1:18
How To Get A bad Credit Loan
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Duration : 0:1:26
Credit Card Minimum Payment Increases
CNN “American Morning” hosted by Miles O’Brien and Soledad O’Brien, interview with Scott Bilker
Duration : 0:4:55
Racist Debt Collectors Busted By Voicemails (Video)
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Duration : 0:4:49
Johnny Cash – Desperado
American IV (2002) Lyrics:
Desperado, why don’t you come to your senses?
You been out ridin’ fences for so long now.
Oh, you’re a hard one,
But I know that you’ve got your reasons.
These things that are pleasin’ you,
Can hurt you somehow.
Don’t you draw the queen of diamonds, boy,
She’ll beat you if she’s able.
Know the queen of hearts is always your best bet.
Now it seems to me, some fine things,
Have been laid upon your table.
But you only want the things that you can’t get.
Desperado, oh, you ain’t gettin’ no younger:
Your pain and your hunger, they’re drivin’ you home.
And freedom, oh freedom,
Well, that’s just some people talkin’
Your prison is walking,
Through this world all alone.
And don’t your feet get cold in the winter time?
The sky won’t snow, the sun won’t shine
It’s hard to tell the night time from the day
You’re loosin’ all your highs and lows
Ain’t it funny how the feeling,
Goes away?
Desperado, why don’t you come to your senses?
Come down from your fences, and open the gate
It may be rainin’, but there’s a rainbow above you,
You better let somebody love you,
You better let somebody love you,
You better let somebody love you,
Before it’s too late.
Duration : 0:3:16
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Johnny Cash – Like A Soldier